LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,692
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,802
−HK$1,128/mo
Today · 4.125%
HK$37,930
baseline
▲ 0.50% · 4.625%
HK$40,238
+HK$2,308/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,860/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,707
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,772
−HK$1,080/mo
Today · 4.125%
HK$41,852
baseline
▲ 0.50% · 4.625%
HK$44,058
+HK$2,206/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,704/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,830
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,162
−HK$1,354/mo
Today · 4.125%
HK$45,516
baseline
▲ 0.50% · 4.625%
HK$48,286
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,032/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,648
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,926
−HK$1,296/mo
Today · 4.125%
HK$50,222
baseline
▲ 0.50% · 4.625%
HK$52,870
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,444/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,969
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,523
−HK$1,579/mo
Today · 4.125%
HK$53,102
baseline
▲ 0.50% · 4.625%
HK$56,333
+HK$3,231/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,204/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,589
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,080
−HK$1,513/mo
Today · 4.125%
HK$58,593
baseline
▲ 0.50% · 4.625%
HK$61,681
+HK$3,088/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,186/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,245
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,244
−HK$2,030/mo
Today · 4.125%
HK$68,274
baseline
▲ 0.50% · 4.625%
HK$72,428
+HK$4,154/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,548/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,472
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,389
−HK$1,945/mo
Today · 4.125%
HK$75,334
baseline
▲ 0.50% · 4.625%
HK$79,305
+HK$3,971/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,668/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,971 · Scale 2, in force from 26 Feb 2026)