LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,693
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,803
−HK$1,128/mo
Today · 4.125%
HK$37,931
baseline
▲ 0.50% · 4.625%
HK$40,239
+HK$2,308/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,862/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,708
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,773
−HK$1,080/mo
Today · 4.125%
HK$41,853
baseline
▲ 0.50% · 4.625%
HK$44,059
+HK$2,206/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,706/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,831
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,163
−HK$1,354/mo
Today · 4.125%
HK$45,517
baseline
▲ 0.50% · 4.625%
HK$48,287
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,034/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,649
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,927
−HK$1,297/mo
Today · 4.125%
HK$50,224
baseline
▲ 0.50% · 4.625%
HK$52,871
+HK$2,647/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,448/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,970
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,524
−HK$1,579/mo
Today · 4.125%
HK$53,103
baseline
▲ 0.50% · 4.625%
HK$56,334
+HK$3,231/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,206/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,591
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,082
−HK$1,512/mo
Today · 4.125%
HK$58,594
baseline
▲ 0.50% · 4.625%
HK$61,683
+HK$3,089/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,188/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,247
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,245
−HK$2,030/mo
Today · 4.125%
HK$68,275
baseline
▲ 0.50% · 4.625%
HK$72,430
+HK$4,155/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,550/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,474
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,391
−HK$1,944/mo
Today · 4.125%
HK$75,335
baseline
▲ 0.50% · 4.625%
HK$79,306
+HK$3,971/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,670/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,984 · Scale 2, in force from 26 Feb 2026)