LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,693
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,803
−HK$1,128/mo
Today · 4.125%
HK$37,931
baseline
▲ 0.50% · 4.625%
HK$40,239
+HK$2,308/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,862/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,708
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,773
−HK$1,080/mo
Today · 4.125%
HK$41,853
baseline
▲ 0.50% · 4.625%
HK$44,059
+HK$2,206/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,706/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$586,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,832
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,164
−HK$1,353/mo
Today · 4.125%
HK$45,517
baseline
▲ 0.50% · 4.625%
HK$48,287
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,034/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,650
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,928
−HK$1,296/mo
Today · 4.125%
HK$50,224
baseline
▲ 0.50% · 4.625%
HK$52,871
+HK$2,647/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,448/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$586,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,970
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,524
−HK$1,580/mo
Today · 4.125%
HK$53,104
baseline
▲ 0.50% · 4.625%
HK$56,335
+HK$3,231/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,208/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,591
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,082
−HK$1,513/mo
Today · 4.125%
HK$58,595
baseline
▲ 0.50% · 4.625%
HK$61,683
+HK$3,088/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,190/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$586,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,247
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,246
−HK$2,030/mo
Today · 4.125%
HK$68,276
baseline
▲ 0.50% · 4.625%
HK$72,431
+HK$4,155/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,552/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,474
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,391
−HK$1,945/mo
Today · 4.125%
HK$75,336
baseline
▲ 0.50% · 4.625%
HK$79,307
+HK$3,971/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,672/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$586,990 · Scale 2, in force from 26 Feb 2026)