LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,694
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,804
−HK$1,128/mo
Today · 4.125%
HK$37,932
baseline
▲ 0.50% · 4.625%
HK$40,240
+HK$2,308/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,864/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$587,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,709
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,774
−HK$1,080/mo
Today · 4.125%
HK$41,854
baseline
▲ 0.50% · 4.625%
HK$44,060
+HK$2,206/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,708/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$587,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,832
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,165
−HK$1,353/mo
Today · 4.125%
HK$45,518
baseline
▲ 0.50% · 4.625%
HK$48,288
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,036/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,651
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,929
−HK$1,296/mo
Today · 4.125%
HK$50,225
baseline
▲ 0.50% · 4.625%
HK$52,873
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,450/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,971
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,526
−HK$1,579/mo
Today · 4.125%
HK$53,105
baseline
▲ 0.50% · 4.625%
HK$56,336
+HK$3,231/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,210/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,592
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,083
−HK$1,513/mo
Today · 4.125%
HK$58,596
baseline
▲ 0.50% · 4.625%
HK$61,685
+HK$3,089/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,192/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,249
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,247
−HK$2,031/mo
Today · 4.125%
HK$68,278
baseline
▲ 0.50% · 4.625%
HK$72,432
+HK$4,154/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,556/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,476
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,393
−HK$1,945/mo
Today · 4.125%
HK$75,338
baseline
▲ 0.50% · 4.625%
HK$79,309
+HK$3,971/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,676/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,002 · Scale 2, in force from 26 Feb 2026)