LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,694
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,805
−HK$1,128/mo
Today · 4.125%
HK$37,933
baseline
▲ 0.50% · 4.625%
HK$40,241
+HK$2,308/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,866/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$587,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,710
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,775
−HK$1,080/mo
Today · 4.125%
HK$41,855
baseline
▲ 0.50% · 4.625%
HK$44,061
+HK$2,206/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,710/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$587,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,833
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,166
−HK$1,353/mo
Today · 4.125%
HK$45,519
baseline
▲ 0.50% · 4.625%
HK$48,289
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,038/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,652
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,930
−HK$1,296/mo
Today · 4.125%
HK$50,226
baseline
▲ 0.50% · 4.625%
HK$52,874
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,452/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,972
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,527
−HK$1,579/mo
Today · 4.125%
HK$53,106
baseline
▲ 0.50% · 4.625%
HK$56,337
+HK$3,231/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,212/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,594
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,085
−HK$1,512/mo
Today · 4.125%
HK$58,597
baseline
▲ 0.50% · 4.625%
HK$61,686
+HK$3,089/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,194/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,250
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,248
−HK$2,031/mo
Today · 4.125%
HK$68,279
baseline
▲ 0.50% · 4.625%
HK$72,434
+HK$4,155/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,558/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,477
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,394
−HK$1,945/mo
Today · 4.125%
HK$75,339
baseline
▲ 0.50% · 4.625%
HK$79,310
+HK$3,971/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,678/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,013 · Scale 2, in force from 26 Feb 2026)