LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,696
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,806
−HK$1,128/mo
Today · 4.125%
HK$37,934
baseline
▲ 0.50% · 4.625%
HK$40,243
+HK$2,309/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,868/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$587,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,711
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,776
−HK$1,081/mo
Today · 4.125%
HK$41,857
baseline
▲ 0.50% · 4.625%
HK$44,063
+HK$2,206/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,714/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$587,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,835
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,168
−HK$1,353/mo
Today · 4.125%
HK$45,521
baseline
▲ 0.50% · 4.625%
HK$48,291
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,042/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,654
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,932
−HK$1,296/mo
Today · 4.125%
HK$50,228
baseline
▲ 0.50% · 4.625%
HK$52,876
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,456/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,974
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,529
−HK$1,579/mo
Today · 4.125%
HK$53,108
baseline
▲ 0.50% · 4.625%
HK$56,340
+HK$3,232/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,216/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,596
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,087
−HK$1,513/mo
Today · 4.125%
HK$58,600
baseline
▲ 0.50% · 4.625%
HK$61,688
+HK$3,088/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,200/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,253
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,251
−HK$2,031/mo
Today · 4.125%
HK$68,282
baseline
▲ 0.50% · 4.625%
HK$72,437
+HK$4,155/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,564/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,480
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,398
−HK$1,944/mo
Today · 4.125%
HK$75,342
baseline
▲ 0.50% · 4.625%
HK$79,314
+HK$3,972/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,684/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,039 · Scale 2, in force from 26 Feb 2026)