LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,698
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,809
−HK$1,128/mo
Today · 4.125%
HK$37,937
baseline
▲ 0.50% · 4.625%
HK$40,245
+HK$2,308/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,874/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$587,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,714
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,779
−HK$1,081/mo
Today · 4.125%
HK$41,860
baseline
▲ 0.50% · 4.625%
HK$44,066
+HK$2,206/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,720/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$587,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,838
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,170
−HK$1,354/mo
Today · 4.125%
HK$45,524
baseline
▲ 0.50% · 4.625%
HK$48,294
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,048/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,657
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,935
−HK$1,296/mo
Today · 4.125%
HK$50,231
baseline
▲ 0.50% · 4.625%
HK$52,879
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,462/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,978
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,532
−HK$1,580/mo
Today · 4.125%
HK$53,112
baseline
▲ 0.50% · 4.625%
HK$56,343
+HK$3,231/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,224/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,600
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,091
−HK$1,512/mo
Today · 4.125%
HK$58,603
baseline
▲ 0.50% · 4.625%
HK$61,692
+HK$3,089/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,206/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,257
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,256
−HK$2,030/mo
Today · 4.125%
HK$68,286
baseline
▲ 0.50% · 4.625%
HK$72,441
+HK$4,155/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,572/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,485
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,402
−HK$1,945/mo
Today · 4.125%
HK$75,347
baseline
▲ 0.50% · 4.625%
HK$79,319
+HK$3,972/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,694/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,077 · Scale 2, in force from 26 Feb 2026)