LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,700
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,810
−HK$1,128/mo
Today · 4.125%
HK$37,938
baseline
▲ 0.50% · 4.625%
HK$40,247
+HK$2,309/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,876/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,715
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,781
−HK$1,080/mo
Today · 4.125%
HK$41,861
baseline
▲ 0.50% · 4.625%
HK$44,068
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,722/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,839
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,172
−HK$1,354/mo
Today · 4.125%
HK$45,526
baseline
▲ 0.50% · 4.625%
HK$48,296
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,052/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,658
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,937
−HK$1,296/mo
Today · 4.125%
HK$50,233
baseline
▲ 0.50% · 4.625%
HK$52,881
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,466/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,979
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,534
−HK$1,580/mo
Today · 4.125%
HK$53,114
baseline
▲ 0.50% · 4.625%
HK$56,345
+HK$3,231/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,228/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,602
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,093
−HK$1,513/mo
Today · 4.125%
HK$58,606
baseline
▲ 0.50% · 4.625%
HK$61,695
+HK$3,089/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,212/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,259
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,258
−HK$2,031/mo
Today · 4.125%
HK$68,289
baseline
▲ 0.50% · 4.625%
HK$72,444
+HK$4,155/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,578/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,488
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,405
−HK$1,945/mo
Today · 4.125%
HK$75,350
baseline
▲ 0.50% · 4.625%
HK$79,322
+HK$3,972/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,700/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,098 · Scale 2, in force from 26 Feb 2026)