LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,700
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,810
−HK$1,129/mo
Today · 4.125%
HK$37,939
baseline
▲ 0.50% · 4.625%
HK$40,247
+HK$2,308/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,878/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,716
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,781
−HK$1,081/mo
Today · 4.125%
HK$41,862
baseline
▲ 0.50% · 4.625%
HK$44,068
+HK$2,206/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,724/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,840
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,172
−HK$1,354/mo
Today · 4.125%
HK$45,526
baseline
▲ 0.50% · 4.625%
HK$48,296
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,052/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,659
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,937
−HK$1,297/mo
Today · 4.125%
HK$50,234
baseline
▲ 0.50% · 4.625%
HK$52,882
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,468/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,980
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,535
−HK$1,579/mo
Today · 4.125%
HK$53,114
baseline
▲ 0.50% · 4.625%
HK$56,346
+HK$3,232/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,228/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,602
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,093
−HK$1,513/mo
Today · 4.125%
HK$58,606
baseline
▲ 0.50% · 4.625%
HK$61,695
+HK$3,089/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,212/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,260
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,259
−HK$2,030/mo
Today · 4.125%
HK$68,289
baseline
▲ 0.50% · 4.625%
HK$72,445
+HK$4,156/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,578/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,488
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,406
−HK$1,945/mo
Today · 4.125%
HK$75,351
baseline
▲ 0.50% · 4.625%
HK$79,323
+HK$3,972/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,702/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,104 · Scale 2, in force from 26 Feb 2026)