LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,701
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,811
−HK$1,128/mo
Today · 4.125%
HK$37,939
baseline
▲ 0.50% · 4.625%
HK$40,248
+HK$2,309/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,878/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,716
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,782
−HK$1,080/mo
Today · 4.125%
HK$41,862
baseline
▲ 0.50% · 4.625%
HK$44,069
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,724/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,841
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,173
−HK$1,354/mo
Today · 4.125%
HK$45,527
baseline
▲ 0.50% · 4.625%
HK$48,297
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,054/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,660
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,938
−HK$1,297/mo
Today · 4.125%
HK$50,235
baseline
▲ 0.50% · 4.625%
HK$52,883
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,470/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,981
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,535
−HK$1,580/mo
Today · 4.125%
HK$53,115
baseline
▲ 0.50% · 4.625%
HK$56,347
+HK$3,232/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,230/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,603
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,094
−HK$1,513/mo
Today · 4.125%
HK$58,607
baseline
▲ 0.50% · 4.625%
HK$61,696
+HK$3,089/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,214/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,261
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,260
−HK$2,031/mo
Today · 4.125%
HK$68,291
baseline
▲ 0.50% · 4.625%
HK$72,446
+HK$4,155/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,582/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,490
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,407
−HK$1,945/mo
Today · 4.125%
HK$75,352
baseline
▲ 0.50% · 4.625%
HK$79,324
+HK$3,972/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,704/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,114 · Scale 2, in force from 26 Feb 2026)