LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,701
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,811
−HK$1,129/mo
Today · 4.125%
HK$37,940
baseline
▲ 0.50% · 4.625%
HK$40,248
+HK$2,308/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,880/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,717
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,782
−HK$1,081/mo
Today · 4.125%
HK$41,863
baseline
▲ 0.50% · 4.625%
HK$44,069
+HK$2,206/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,726/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,841
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,174
−HK$1,354/mo
Today · 4.125%
HK$45,528
baseline
▲ 0.50% · 4.625%
HK$48,298
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,056/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,660
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,938
−HK$1,297/mo
Today · 4.125%
HK$50,235
baseline
▲ 0.50% · 4.625%
HK$52,883
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,470/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,981
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,536
−HK$1,579/mo
Today · 4.125%
HK$53,115
baseline
▲ 0.50% · 4.625%
HK$56,347
+HK$3,232/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,230/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,604
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,095
−HK$1,513/mo
Today · 4.125%
HK$58,608
baseline
▲ 0.50% · 4.625%
HK$61,697
+HK$3,089/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,216/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,262
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,260
−HK$2,031/mo
Today · 4.125%
HK$68,291
baseline
▲ 0.50% · 4.625%
HK$72,447
+HK$4,156/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,582/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,490
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,408
−HK$1,945/mo
Today · 4.125%
HK$75,353
baseline
▲ 0.50% · 4.625%
HK$79,325
+HK$3,972/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,706/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,120 · Scale 2, in force from 26 Feb 2026)