LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,703
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,813
−HK$1,129/mo
Today · 4.125%
HK$37,942
baseline
▲ 0.50% · 4.625%
HK$40,250
+HK$2,308/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,884/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,719
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,784
−HK$1,081/mo
Today · 4.125%
HK$41,865
baseline
▲ 0.50% · 4.625%
HK$44,072
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,730/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,843
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,176
−HK$1,354/mo
Today · 4.125%
HK$45,530
baseline
▲ 0.50% · 4.625%
HK$48,300
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,060/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,663
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,941
−HK$1,297/mo
Today · 4.125%
HK$50,238
baseline
▲ 0.50% · 4.625%
HK$52,886
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,476/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,984
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,539
−HK$1,579/mo
Today · 4.125%
HK$53,118
baseline
▲ 0.50% · 4.625%
HK$56,350
+HK$3,232/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,236/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,607
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,098
−HK$1,513/mo
Today · 4.125%
HK$58,611
baseline
▲ 0.50% · 4.625%
HK$61,700
+HK$3,089/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,222/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,265
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,264
−HK$2,031/mo
Today · 4.125%
HK$68,295
baseline
▲ 0.50% · 4.625%
HK$72,451
+HK$4,156/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,590/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,494
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,412
−HK$1,945/mo
Today · 4.125%
HK$75,357
baseline
▲ 0.50% · 4.625%
HK$79,329
+HK$3,972/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,714/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,151 · Scale 2, in force from 26 Feb 2026)