LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,703
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,814
−HK$1,128/mo
Today · 4.125%
HK$37,942
baseline
▲ 0.50% · 4.625%
HK$40,251
+HK$2,309/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,884/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,719
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,785
−HK$1,080/mo
Today · 4.125%
HK$41,865
baseline
▲ 0.50% · 4.625%
HK$44,072
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,730/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,844
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,177
−HK$1,354/mo
Today · 4.125%
HK$45,531
baseline
▲ 0.50% · 4.625%
HK$48,301
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$91,062/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,663
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,942
−HK$1,296/mo
Today · 4.125%
HK$50,238
baseline
▲ 0.50% · 4.625%
HK$52,887
+HK$2,649/mo
Deposit HK$6.26M · loan HK$9.39M · min. income ≈ HK$100,476/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,985
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,539
−HK$1,580/mo
Today · 4.125%
HK$53,119
baseline
▲ 0.50% · 4.625%
HK$56,351
+HK$3,232/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,238/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,607
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,099
−HK$1,513/mo
Today · 4.125%
HK$58,612
baseline
▲ 0.50% · 4.625%
HK$61,701
+HK$3,089/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,224/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,266
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,265
−HK$2,031/mo
Today · 4.125%
HK$68,296
baseline
▲ 0.50% · 4.625%
HK$72,451
+HK$4,155/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,592/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,495
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,413
−HK$1,945/mo
Today · 4.125%
HK$75,358
baseline
▲ 0.50% · 4.625%
HK$79,330
+HK$3,972/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,716/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,159 · Scale 2, in force from 26 Feb 2026)