LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,706
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,816
−HK$1,129/mo
Today · 4.125%
HK$37,945
baseline
▲ 0.50% · 4.625%
HK$40,253
+HK$2,308/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,890/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,722
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,787
−HK$1,081/mo
Today · 4.125%
HK$41,868
baseline
▲ 0.50% · 4.625%
HK$44,075
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,736/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,847
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,179
−HK$1,355/mo
Today · 4.125%
HK$45,534
baseline
▲ 0.50% · 4.625%
HK$48,304
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$91,068/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,666
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,945
−HK$1,297/mo
Today · 4.125%
HK$50,242
baseline
▲ 0.50% · 4.625%
HK$52,890
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$100,484/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,988
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,543
−HK$1,579/mo
Today · 4.125%
HK$53,122
baseline
▲ 0.50% · 4.625%
HK$56,355
+HK$3,233/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,244/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,611
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,102
−HK$1,513/mo
Today · 4.125%
HK$58,615
baseline
▲ 0.50% · 4.625%
HK$61,705
+HK$3,090/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,230/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,270
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,269
−HK$2,031/mo
Today · 4.125%
HK$68,300
baseline
▲ 0.50% · 4.625%
HK$72,456
+HK$4,156/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,600/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,500
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,417
−HK$1,946/mo
Today · 4.125%
HK$75,363
baseline
▲ 0.50% · 4.625%
HK$79,335
+HK$3,972/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,726/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,197 · Scale 2, in force from 26 Feb 2026)