LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,706
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,817
−HK$1,128/mo
Today · 4.125%
HK$37,945
baseline
▲ 0.50% · 4.625%
HK$40,254
+HK$2,309/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,890/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,723
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,788
−HK$1,081/mo
Today · 4.125%
HK$41,869
baseline
▲ 0.50% · 4.625%
HK$44,076
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,738/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,847
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,180
−HK$1,354/mo
Today · 4.125%
HK$45,534
baseline
▲ 0.50% · 4.625%
HK$48,305
+HK$2,771/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$91,068/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,667
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,946
−HK$1,296/mo
Today · 4.125%
HK$50,242
baseline
▲ 0.50% · 4.625%
HK$52,891
+HK$2,649/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$100,484/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,988
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,543
−HK$1,580/mo
Today · 4.125%
HK$53,123
baseline
▲ 0.50% · 4.625%
HK$56,356
+HK$3,233/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,246/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,612
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,103
−HK$1,513/mo
Today · 4.125%
HK$58,616
baseline
▲ 0.50% · 4.625%
HK$61,706
+HK$3,090/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,232/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,271
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,270
−HK$2,031/mo
Today · 4.125%
HK$68,301
baseline
▲ 0.50% · 4.625%
HK$72,457
+HK$4,156/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,602/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,501
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,418
−HK$1,946/mo
Today · 4.125%
HK$75,364
baseline
▲ 0.50% · 4.625%
HK$79,336
+HK$3,972/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,728/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,205 · Scale 2, in force from 26 Feb 2026)