LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,706
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,817
−HK$1,129/mo
Today · 4.125%
HK$37,946
baseline
▲ 0.50% · 4.625%
HK$40,255
+HK$2,309/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,892/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,723
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,788
−HK$1,081/mo
Today · 4.125%
HK$41,869
baseline
▲ 0.50% · 4.625%
HK$44,076
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,738/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,848
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,181
−HK$1,354/mo
Today · 4.125%
HK$45,535
baseline
▲ 0.50% · 4.625%
HK$48,305
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$91,070/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,668
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,946
−HK$1,297/mo
Today · 4.125%
HK$50,243
baseline
▲ 0.50% · 4.625%
HK$52,891
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$100,486/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,989
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,544
−HK$1,580/mo
Today · 4.125%
HK$53,124
baseline
▲ 0.50% · 4.625%
HK$56,356
+HK$3,232/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,248/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,612
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,104
−HK$1,513/mo
Today · 4.125%
HK$58,617
baseline
▲ 0.50% · 4.625%
HK$61,707
+HK$3,090/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,234/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$587,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,272
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,271
−HK$2,031/mo
Today · 4.125%
HK$68,302
baseline
▲ 0.50% · 4.625%
HK$72,458
+HK$4,156/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,604/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,502
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,419
−HK$1,946/mo
Today · 4.125%
HK$75,365
baseline
▲ 0.50% · 4.625%
HK$79,337
+HK$3,972/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,730/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,212 · Scale 2, in force from 26 Feb 2026)