LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,708
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,819
−HK$1,128/mo
Today · 4.125%
HK$37,947
baseline
▲ 0.50% · 4.625%
HK$40,256
+HK$2,309/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,894/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,725
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,790
−HK$1,081/mo
Today · 4.125%
HK$41,871
baseline
▲ 0.50% · 4.625%
HK$44,078
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,742/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,850
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,182
−HK$1,355/mo
Today · 4.125%
HK$45,537
baseline
▲ 0.50% · 4.625%
HK$48,307
+HK$2,770/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$91,074/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,670
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,948
−HK$1,297/mo
Today · 4.125%
HK$50,245
baseline
▲ 0.50% · 4.625%
HK$52,894
+HK$2,649/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$100,490/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,991
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,546
−HK$1,580/mo
Today · 4.125%
HK$53,126
baseline
▲ 0.50% · 4.625%
HK$56,359
+HK$3,233/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,252/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,615
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,106
−HK$1,513/mo
Today · 4.125%
HK$58,619
baseline
▲ 0.50% · 4.625%
HK$61,709
+HK$3,090/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,238/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,274
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,274
−HK$2,031/mo
Today · 4.125%
HK$68,305
baseline
▲ 0.50% · 4.625%
HK$72,461
+HK$4,156/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,610/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,504
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,422
−HK$1,946/mo
Today · 4.125%
HK$75,368
baseline
▲ 0.50% · 4.625%
HK$79,340
+HK$3,972/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,736/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,236 · Scale 2, in force from 26 Feb 2026)