LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,709
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,820
−HK$1,128/mo
Today · 4.125%
HK$37,948
baseline
▲ 0.50% · 4.625%
HK$40,257
+HK$2,309/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,896/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,726
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,791
−HK$1,081/mo
Today · 4.125%
HK$41,872
baseline
▲ 0.50% · 4.625%
HK$44,079
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,744/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,851
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,184
−HK$1,354/mo
Today · 4.125%
HK$45,538
baseline
▲ 0.50% · 4.625%
HK$48,309
+HK$2,771/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$91,076/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,671
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,950
−HK$1,297/mo
Today · 4.125%
HK$50,247
baseline
▲ 0.50% · 4.625%
HK$52,895
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$100,494/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,993
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,548
−HK$1,580/mo
Today · 4.125%
HK$53,128
baseline
▲ 0.50% · 4.625%
HK$56,360
+HK$3,232/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,256/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,616
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,108
−HK$1,513/mo
Today · 4.125%
HK$58,621
baseline
▲ 0.50% · 4.625%
HK$61,711
+HK$3,090/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,242/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,276
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,276
−HK$2,031/mo
Today · 4.125%
HK$68,307
baseline
▲ 0.50% · 4.625%
HK$72,463
+HK$4,156/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,614/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,507
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,425
−HK$1,945/mo
Today · 4.125%
HK$75,370
baseline
▲ 0.50% · 4.625%
HK$79,343
+HK$3,973/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,740/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,255 · Scale 2, in force from 26 Feb 2026)