LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,710
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,820
−HK$1,129/mo
Today · 4.125%
HK$37,949
baseline
▲ 0.50% · 4.625%
HK$40,258
+HK$2,309/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,898/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,727
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,792
−HK$1,081/mo
Today · 4.125%
HK$41,873
baseline
▲ 0.50% · 4.625%
HK$44,080
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,746/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,851
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,184
−HK$1,355/mo
Today · 4.125%
HK$45,539
baseline
▲ 0.50% · 4.625%
HK$48,310
+HK$2,771/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$91,078/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,672
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,950
−HK$1,297/mo
Today · 4.125%
HK$50,247
baseline
▲ 0.50% · 4.625%
HK$52,896
+HK$2,649/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$100,494/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,993
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,548
−HK$1,580/mo
Today · 4.125%
HK$53,128
baseline
▲ 0.50% · 4.625%
HK$56,361
+HK$3,233/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,256/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,617
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,109
−HK$1,513/mo
Today · 4.125%
HK$58,622
baseline
▲ 0.50% · 4.625%
HK$61,712
+HK$3,090/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,244/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,277
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,277
−HK$2,031/mo
Today · 4.125%
HK$68,308
baseline
▲ 0.50% · 4.625%
HK$72,464
+HK$4,156/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,616/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,508
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,426
−HK$1,945/mo
Today · 4.125%
HK$75,371
baseline
▲ 0.50% · 4.625%
HK$79,344
+HK$3,973/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,742/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,263 · Scale 2, in force from 26 Feb 2026)