LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,710
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,821
−HK$1,129/mo
Today · 4.125%
HK$37,950
baseline
▲ 0.50% · 4.625%
HK$40,259
+HK$2,309/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,900/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,727
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,793
−HK$1,081/mo
Today · 4.125%
HK$41,874
baseline
▲ 0.50% · 4.625%
HK$44,081
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,748/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,852
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,185
−HK$1,355/mo
Today · 4.125%
HK$45,540
baseline
▲ 0.50% · 4.625%
HK$48,311
+HK$2,771/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$91,080/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,673
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,951
−HK$1,298/mo
Today · 4.125%
HK$50,249
baseline
▲ 0.50% · 4.625%
HK$52,897
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$100,498/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,995
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,550
−HK$1,580/mo
Today · 4.125%
HK$53,130
baseline
▲ 0.50% · 4.625%
HK$56,362
+HK$3,232/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,260/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,618
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,110
−HK$1,513/mo
Today · 4.125%
HK$58,623
baseline
▲ 0.50% · 4.625%
HK$61,713
+HK$3,090/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,246/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,279
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,278
−HK$2,032/mo
Today · 4.125%
HK$68,310
baseline
▲ 0.50% · 4.625%
HK$72,466
+HK$4,156/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,620/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,509
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,427
−HK$1,946/mo
Today · 4.125%
HK$75,373
baseline
▲ 0.50% · 4.625%
HK$79,346
+HK$3,973/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,746/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,276 · Scale 2, in force from 26 Feb 2026)