LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,711
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,822
−HK$1,128/mo
Today · 4.125%
HK$37,950
baseline
▲ 0.50% · 4.625%
HK$40,260
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,900/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,728
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,794
−HK$1,080/mo
Today · 4.125%
HK$41,874
baseline
▲ 0.50% · 4.625%
HK$44,082
+HK$2,208/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,748/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,853
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,186
−HK$1,354/mo
Today · 4.125%
HK$45,540
baseline
▲ 0.50% · 4.625%
HK$48,311
+HK$2,771/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$91,080/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,674
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,952
−HK$1,297/mo
Today · 4.125%
HK$50,249
baseline
▲ 0.50% · 4.625%
HK$52,898
+HK$2,649/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$100,498/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,995
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,551
−HK$1,580/mo
Today · 4.125%
HK$53,131
baseline
▲ 0.50% · 4.625%
HK$56,363
+HK$3,232/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,262/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,619
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,111
−HK$1,513/mo
Today · 4.125%
HK$58,624
baseline
▲ 0.50% · 4.625%
HK$61,714
+HK$3,090/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,248/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,280
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,279
−HK$2,032/mo
Today · 4.125%
HK$68,311
baseline
▲ 0.50% · 4.625%
HK$72,467
+HK$4,156/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$136,622/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,511
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,428
−HK$1,946/mo
Today · 4.125%
HK$75,374
baseline
▲ 0.50% · 4.625%
HK$79,347
+HK$3,973/mo
Deposit HK$1.57M · loan HK$14.09M · min. income ≈ HK$150,748/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,286 · Scale 2, in force from 26 Feb 2026)