LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,712
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,823
−HK$1,128/mo
Today · 4.125%
HK$37,951
baseline
▲ 0.50% · 4.625%
HK$40,261
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,902/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,729
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,795
−HK$1,081/mo
Today · 4.125%
HK$41,876
baseline
▲ 0.50% · 4.625%
HK$44,083
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,752/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,854
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,187
−HK$1,355/mo
Today · 4.125%
HK$45,542
baseline
▲ 0.50% · 4.625%
HK$48,313
+HK$2,771/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$91,084/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,675
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,954
−HK$1,297/mo
Today · 4.125%
HK$50,251
baseline
▲ 0.50% · 4.625%
HK$52,899
+HK$2,648/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$100,502/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,997
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,552
−HK$1,580/mo
Today · 4.125%
HK$53,132
baseline
▲ 0.50% · 4.625%
HK$56,365
+HK$3,233/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,264/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,621
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,112
−HK$1,514/mo
Today · 4.125%
HK$58,626
baseline
▲ 0.50% · 4.625%
HK$61,716
+HK$3,090/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,252/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,281
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,281
−HK$2,031/mo
Today · 4.125%
HK$68,312
baseline
▲ 0.50% · 4.625%
HK$72,469
+HK$4,157/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,624/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,512
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,430
−HK$1,946/mo
Today · 4.125%
HK$75,376
baseline
▲ 0.50% · 4.625%
HK$79,349
+HK$3,973/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,752/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,301 · Scale 2, in force from 26 Feb 2026)