LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,713
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,824
−HK$1,128/mo
Today · 4.125%
HK$37,952
baseline
▲ 0.50% · 4.625%
HK$40,262
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,904/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,730
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,796
−HK$1,081/mo
Today · 4.125%
HK$41,877
baseline
▲ 0.50% · 4.625%
HK$44,084
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,754/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,855
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,188
−HK$1,355/mo
Today · 4.125%
HK$45,543
baseline
▲ 0.50% · 4.625%
HK$48,314
+HK$2,771/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$91,086/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,676
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,955
−HK$1,297/mo
Today · 4.125%
HK$50,252
baseline
▲ 0.50% · 4.625%
HK$52,901
+HK$2,649/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$100,504/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,998
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,553
−HK$1,580/mo
Today · 4.125%
HK$53,133
baseline
▲ 0.50% · 4.625%
HK$56,366
+HK$3,233/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,266/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,622
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,114
−HK$1,513/mo
Today · 4.125%
HK$58,627
baseline
▲ 0.50% · 4.625%
HK$61,718
+HK$3,091/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,254/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,283
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,283
−HK$2,031/mo
Today · 4.125%
HK$68,314
baseline
▲ 0.50% · 4.625%
HK$72,471
+HK$4,157/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,628/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,514
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,432
−HK$1,946/mo
Today · 4.125%
HK$75,378
baseline
▲ 0.50% · 4.625%
HK$79,351
+HK$3,973/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,756/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,316 · Scale 2, in force from 26 Feb 2026)