LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,714
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,825
−HK$1,128/mo
Today · 4.125%
HK$37,953
baseline
▲ 0.50% · 4.625%
HK$40,263
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,906/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,731
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,797
−HK$1,081/mo
Today · 4.125%
HK$41,878
baseline
▲ 0.50% · 4.625%
HK$44,085
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,756/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,856
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,190
−HK$1,354/mo
Today · 4.125%
HK$45,544
baseline
▲ 0.50% · 4.625%
HK$48,315
+HK$2,771/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$91,088/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,677
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,956
−HK$1,297/mo
Today · 4.125%
HK$50,253
baseline
▲ 0.50% · 4.625%
HK$52,902
+HK$2,649/mo
Deposit HK$6.26M · loan HK$9.40M · min. income ≈ HK$100,506/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,999
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,554
−HK$1,581/mo
Today · 4.125%
HK$53,135
baseline
▲ 0.50% · 4.625%
HK$56,368
+HK$3,233/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,270/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,624
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,115
−HK$1,514/mo
Today · 4.125%
HK$58,629
baseline
▲ 0.50% · 4.625%
HK$61,719
+HK$3,090/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,258/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,285
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,284
−HK$2,032/mo
Today · 4.125%
HK$68,316
baseline
▲ 0.50% · 4.625%
HK$72,473
+HK$4,157/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,632/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,516
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,434
−HK$1,946/mo
Today · 4.125%
HK$75,380
baseline
▲ 0.50% · 4.625%
HK$79,353
+HK$3,973/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,760/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,331 · Scale 2, in force from 26 Feb 2026)