LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,715
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,825
−HK$1,129/mo
Today · 4.125%
HK$37,954
baseline
▲ 0.50% · 4.625%
HK$40,264
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,908/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,732
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,798
−HK$1,081/mo
Today · 4.125%
HK$41,879
baseline
▲ 0.50% · 4.625%
HK$44,086
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,758/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,857
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,191
−HK$1,354/mo
Today · 4.125%
HK$45,545
baseline
▲ 0.50% · 4.625%
HK$48,316
+HK$2,771/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,090/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,679
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,957
−HK$1,297/mo
Today · 4.125%
HK$50,254
baseline
▲ 0.50% · 4.625%
HK$52,903
+HK$2,649/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,508/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,000
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,556
−HK$1,580/mo
Today · 4.125%
HK$53,136
baseline
▲ 0.50% · 4.625%
HK$56,369
+HK$3,233/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,272/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,625
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,117
−HK$1,513/mo
Today · 4.125%
HK$58,630
baseline
▲ 0.50% · 4.625%
HK$61,721
+HK$3,091/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,260/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,286
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,286
−HK$2,032/mo
Today · 4.125%
HK$68,318
baseline
▲ 0.50% · 4.625%
HK$72,474
+HK$4,156/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,636/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,518
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,436
−HK$1,946/mo
Today · 4.125%
HK$75,382
baseline
▲ 0.50% · 4.625%
HK$79,355
+HK$3,973/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,764/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,345 · Scale 2, in force from 26 Feb 2026)