LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,716
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,827
−HK$1,128/mo
Today · 4.125%
HK$37,955
baseline
▲ 0.50% · 4.625%
HK$40,265
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,910/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,733
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,799
−HK$1,081/mo
Today · 4.125%
HK$41,880
baseline
▲ 0.50% · 4.625%
HK$44,087
+HK$2,207/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,760/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,859
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,192
−HK$1,354/mo
Today · 4.125%
HK$45,546
baseline
▲ 0.50% · 4.625%
HK$48,318
+HK$2,772/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,092/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,680
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,959
−HK$1,297/mo
Today · 4.125%
HK$50,256
baseline
▲ 0.50% · 4.625%
HK$52,905
+HK$2,649/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,512/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,002
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,557
−HK$1,580/mo
Today · 4.125%
HK$53,137
baseline
▲ 0.50% · 4.625%
HK$56,371
+HK$3,234/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,274/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,626
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,118
−HK$1,514/mo
Today · 4.125%
HK$58,632
baseline
▲ 0.50% · 4.625%
HK$61,722
+HK$3,090/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,264/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,288
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,288
−HK$2,031/mo
Today · 4.125%
HK$68,319
baseline
▲ 0.50% · 4.625%
HK$72,476
+HK$4,157/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,638/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,520
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,438
−HK$1,946/mo
Today · 4.125%
HK$75,384
baseline
▲ 0.50% · 4.625%
HK$79,357
+HK$3,973/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,768/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,361 · Scale 2, in force from 26 Feb 2026)