LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,718
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,829
−HK$1,129/mo
Today · 4.125%
HK$37,958
baseline
▲ 0.50% · 4.625%
HK$40,268
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,916/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,736
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,802
−HK$1,081/mo
Today · 4.125%
HK$41,883
baseline
▲ 0.50% · 4.625%
HK$44,091
+HK$2,208/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,766/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,862
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,195
−HK$1,355/mo
Today · 4.125%
HK$45,550
baseline
▲ 0.50% · 4.625%
HK$48,321
+HK$2,771/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,100/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,683
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,962
−HK$1,297/mo
Today · 4.125%
HK$50,259
baseline
▲ 0.50% · 4.625%
HK$52,909
+HK$2,650/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,518/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,005
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,561
−HK$1,580/mo
Today · 4.125%
HK$53,141
baseline
▲ 0.50% · 4.625%
HK$56,375
+HK$3,234/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$106,282/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,630
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,122
−HK$1,514/mo
Today · 4.125%
HK$58,636
baseline
▲ 0.50% · 4.625%
HK$61,727
+HK$3,091/mo
Deposit HK$4.70M · loan HK$10.96M · min. income ≈ HK$117,272/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,293
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,292
−HK$2,032/mo
Today · 4.125%
HK$68,324
baseline
▲ 0.50% · 4.625%
HK$72,482
+HK$4,158/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,648/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,525
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,443
−HK$1,946/mo
Today · 4.125%
HK$75,389
baseline
▲ 0.50% · 4.625%
HK$79,363
+HK$3,974/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,778/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,403 · Scale 2, in force from 26 Feb 2026)