LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,719
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,830
−HK$1,129/mo
Today · 4.125%
HK$37,959
baseline
▲ 0.50% · 4.625%
HK$40,269
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,918/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,737
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,803
−HK$1,081/mo
Today · 4.125%
HK$41,884
baseline
▲ 0.50% · 4.625%
HK$44,092
+HK$2,208/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,768/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,863
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,197
−HK$1,354/mo
Today · 4.125%
HK$45,551
baseline
▲ 0.50% · 4.625%
HK$48,323
+HK$2,772/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,102/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,685
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,964
−HK$1,297/mo
Today · 4.125%
HK$50,261
baseline
▲ 0.50% · 4.625%
HK$52,911
+HK$2,650/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,522/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,007
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,563
−HK$1,580/mo
Today · 4.125%
HK$53,143
baseline
▲ 0.50% · 4.625%
HK$56,377
+HK$3,234/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,286/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,632
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,124
−HK$1,514/mo
Today · 4.125%
HK$58,638
baseline
▲ 0.50% · 4.625%
HK$61,729
+HK$3,091/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,276/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,295
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,295
−HK$2,032/mo
Today · 4.125%
HK$68,327
baseline
▲ 0.50% · 4.625%
HK$72,484
+HK$4,157/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,654/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,527
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,446
−HK$1,946/mo
Today · 4.125%
HK$75,392
baseline
▲ 0.50% · 4.625%
HK$79,366
+HK$3,974/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,784/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,424 · Scale 2, in force from 26 Feb 2026)