LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,721
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,832
−HK$1,129/mo
Today · 4.125%
HK$37,961
baseline
▲ 0.50% · 4.625%
HK$40,271
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,922/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,739
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,805
−HK$1,081/mo
Today · 4.125%
HK$41,886
baseline
▲ 0.50% · 4.625%
HK$44,094
+HK$2,208/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,772/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,865
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,198
−HK$1,355/mo
Today · 4.125%
HK$45,553
baseline
▲ 0.50% · 4.625%
HK$48,325
+HK$2,772/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,106/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,687
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,966
−HK$1,297/mo
Today · 4.125%
HK$50,263
baseline
▲ 0.50% · 4.625%
HK$52,913
+HK$2,650/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,526/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,009
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,565
−HK$1,580/mo
Today · 4.125%
HK$53,145
baseline
▲ 0.50% · 4.625%
HK$56,379
+HK$3,234/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,290/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,635
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,127
−HK$1,513/mo
Today · 4.125%
HK$58,640
baseline
▲ 0.50% · 4.625%
HK$61,731
+HK$3,091/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,280/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,297
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,297
−HK$2,032/mo
Today · 4.125%
HK$68,329
baseline
▲ 0.50% · 4.625%
HK$72,487
+HK$4,158/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,658/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,530
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,449
−HK$1,946/mo
Today · 4.125%
HK$75,395
baseline
▲ 0.50% · 4.625%
HK$79,369
+HK$3,974/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,790/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,447 · Scale 2, in force from 26 Feb 2026)