LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,721
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,833
−HK$1,129/mo
Today · 4.125%
HK$37,962
baseline
▲ 0.50% · 4.625%
HK$40,271
+HK$2,309/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,924/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,740
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,806
−HK$1,081/mo
Today · 4.125%
HK$41,887
baseline
▲ 0.50% · 4.625%
HK$44,095
+HK$2,208/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,774/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,866
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,199
−HK$1,355/mo
Today · 4.125%
HK$45,554
baseline
▲ 0.50% · 4.625%
HK$48,326
+HK$2,772/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,108/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,688
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,967
−HK$1,297/mo
Today · 4.125%
HK$50,264
baseline
▲ 0.50% · 4.625%
HK$52,914
+HK$2,650/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,528/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,010
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,566
−HK$1,580/mo
Today · 4.125%
HK$53,146
baseline
▲ 0.50% · 4.625%
HK$56,380
+HK$3,234/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,292/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,636
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,128
−HK$1,513/mo
Today · 4.125%
HK$58,641
baseline
▲ 0.50% · 4.625%
HK$61,733
+HK$3,092/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,282/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,299
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,299
−HK$2,032/mo
Today · 4.125%
HK$68,331
baseline
▲ 0.50% · 4.625%
HK$72,488
+HK$4,157/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,662/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,532
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,450
−HK$1,946/mo
Today · 4.125%
HK$75,396
baseline
▲ 0.50% · 4.625%
HK$79,370
+HK$3,974/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,792/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,458 · Scale 2, in force from 26 Feb 2026)