LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,723
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,835
−HK$1,129/mo
Today · 4.125%
HK$37,964
baseline
▲ 0.50% · 4.625%
HK$40,274
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,928/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,742
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,808
−HK$1,081/mo
Today · 4.125%
HK$41,889
baseline
▲ 0.50% · 4.625%
HK$44,097
+HK$2,208/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,778/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,868
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,202
−HK$1,354/mo
Today · 4.125%
HK$45,556
baseline
▲ 0.50% · 4.625%
HK$48,328
+HK$2,772/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,112/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,690
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,969
−HK$1,298/mo
Today · 4.125%
HK$50,267
baseline
▲ 0.50% · 4.625%
HK$52,917
+HK$2,650/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,534/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,013
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,569
−HK$1,580/mo
Today · 4.125%
HK$53,149
baseline
▲ 0.50% · 4.625%
HK$56,383
+HK$3,234/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,298/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,639
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,131
−HK$1,514/mo
Today · 4.125%
HK$58,645
baseline
▲ 0.50% · 4.625%
HK$61,736
+HK$3,091/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,290/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,302
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,302
−HK$2,033/mo
Today · 4.125%
HK$68,335
baseline
▲ 0.50% · 4.625%
HK$72,493
+HK$4,158/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,670/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,536
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,454
−HK$1,946/mo
Today · 4.125%
HK$75,400
baseline
▲ 0.50% · 4.625%
HK$79,375
+HK$3,975/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,800/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,491 · Scale 2, in force from 26 Feb 2026)