LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,724
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,835
−HK$1,129/mo
Today · 4.125%
HK$37,964
baseline
▲ 0.50% · 4.625%
HK$40,274
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,928/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,743
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,809
−HK$1,081/mo
Today · 4.125%
HK$41,890
baseline
▲ 0.50% · 4.625%
HK$44,098
+HK$2,208/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,780/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,869
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,202
−HK$1,355/mo
Today · 4.125%
HK$45,557
baseline
▲ 0.50% · 4.625%
HK$48,329
+HK$2,772/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,114/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,691
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,970
−HK$1,298/mo
Today · 4.125%
HK$50,268
baseline
▲ 0.50% · 4.625%
HK$52,918
+HK$2,650/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,536/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,014
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,570
−HK$1,580/mo
Today · 4.125%
HK$53,150
baseline
▲ 0.50% · 4.625%
HK$56,384
+HK$3,234/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,300/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,640
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,132
−HK$1,514/mo
Today · 4.125%
HK$58,646
baseline
▲ 0.50% · 4.625%
HK$61,737
+HK$3,091/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,292/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,303
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,304
−HK$2,032/mo
Today · 4.125%
HK$68,336
baseline
▲ 0.50% · 4.625%
HK$72,494
+HK$4,158/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,672/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,537
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,456
−HK$1,946/mo
Today · 4.125%
HK$75,402
baseline
▲ 0.50% · 4.625%
HK$79,376
+HK$3,974/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,804/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,502 · Scale 2, in force from 26 Feb 2026)