LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,727
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,838
−HK$1,129/mo
Today · 4.125%
HK$37,967
baseline
▲ 0.50% · 4.625%
HK$40,277
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,934/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,746
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,812
−HK$1,081/mo
Today · 4.125%
HK$41,893
baseline
▲ 0.50% · 4.625%
HK$44,101
+HK$2,208/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,786/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,872
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,206
−HK$1,355/mo
Today · 4.125%
HK$45,561
baseline
▲ 0.50% · 4.625%
HK$48,333
+HK$2,772/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,122/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,695
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,974
−HK$1,298/mo
Today · 4.125%
HK$50,272
baseline
▲ 0.50% · 4.625%
HK$52,921
+HK$2,649/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,544/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$587,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,017
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,573
−HK$1,581/mo
Today · 4.125%
HK$53,154
baseline
▲ 0.50% · 4.625%
HK$56,388
+HK$3,234/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,308/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,644
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,136
−HK$1,514/mo
Today · 4.125%
HK$58,650
baseline
▲ 0.50% · 4.625%
HK$61,742
+HK$3,092/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,300/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,308
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,308
−HK$2,033/mo
Today · 4.125%
HK$68,341
baseline
▲ 0.50% · 4.625%
HK$72,499
+HK$4,158/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,682/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,542
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,461
−HK$1,946/mo
Today · 4.125%
HK$75,407
baseline
▲ 0.50% · 4.625%
HK$79,382
+HK$3,975/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,814/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,545 · Scale 2, in force from 26 Feb 2026)