LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,728
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,840
−HK$1,129/mo
Today · 4.125%
HK$37,969
baseline
▲ 0.50% · 4.625%
HK$40,279
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,938/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,748
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,814
−HK$1,081/mo
Today · 4.125%
HK$41,895
baseline
▲ 0.50% · 4.625%
HK$44,103
+HK$2,208/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,790/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,874
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,208
−HK$1,355/mo
Today · 4.125%
HK$45,563
baseline
▲ 0.50% · 4.625%
HK$48,335
+HK$2,772/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,126/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,697
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,976
−HK$1,298/mo
Today · 4.125%
HK$50,274
baseline
▲ 0.50% · 4.625%
HK$52,924
+HK$2,650/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,548/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,020
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,576
−HK$1,581/mo
Today · 4.125%
HK$53,157
baseline
▲ 0.50% · 4.625%
HK$56,391
+HK$3,234/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,314/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,647
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,139
−HK$1,514/mo
Today · 4.125%
HK$58,653
baseline
▲ 0.50% · 4.625%
HK$61,745
+HK$3,092/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,306/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,311
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,312
−HK$2,032/mo
Today · 4.125%
HK$68,344
baseline
▲ 0.50% · 4.625%
HK$72,503
+HK$4,159/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,688/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,546
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,464
−HK$1,947/mo
Today · 4.125%
HK$75,411
baseline
▲ 0.50% · 4.625%
HK$79,386
+HK$3,975/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,822/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,574 · Scale 2, in force from 26 Feb 2026)