LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,730
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,842
−HK$1,129/mo
Today · 4.125%
HK$37,971
baseline
▲ 0.50% · 4.625%
HK$40,281
+HK$2,310/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$75,942/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,749
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,815
−HK$1,082/mo
Today · 4.125%
HK$41,897
baseline
▲ 0.50% · 4.625%
HK$44,105
+HK$2,208/mo
Deposit HK$7.83M · loan HK$7.83M · min. income ≈ HK$83,794/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,876
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,210
−HK$1,355/mo
Today · 4.125%
HK$45,565
baseline
▲ 0.50% · 4.625%
HK$48,337
+HK$2,772/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,130/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,699
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,979
−HK$1,297/mo
Today · 4.125%
HK$50,276
baseline
▲ 0.50% · 4.625%
HK$52,926
+HK$2,650/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,552/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,022
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,578
−HK$1,581/mo
Today · 4.125%
HK$53,159
baseline
▲ 0.50% · 4.625%
HK$56,394
+HK$3,235/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,318/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,649
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,142
−HK$1,514/mo
Today · 4.125%
HK$58,656
baseline
▲ 0.50% · 4.625%
HK$61,748
+HK$3,092/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,312/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,314
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,315
−HK$2,032/mo
Today · 4.125%
HK$68,347
baseline
▲ 0.50% · 4.625%
HK$72,506
+HK$4,159/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,694/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,549
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,468
−HK$1,946/mo
Today · 4.125%
HK$75,414
baseline
▲ 0.50% · 4.625%
HK$79,390
+HK$3,976/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,828/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,601 · Scale 2, in force from 26 Feb 2026)