LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,732
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,844
−HK$1,129/mo
Today · 4.125%
HK$37,973
baseline
▲ 0.50% · 4.625%
HK$40,283
+HK$2,310/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,946/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,752
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,818
−HK$1,081/mo
Today · 4.125%
HK$41,899
baseline
▲ 0.50% · 4.625%
HK$44,108
+HK$2,209/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,798/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,878
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,212
−HK$1,355/mo
Today · 4.125%
HK$45,567
baseline
▲ 0.50% · 4.625%
HK$48,340
+HK$2,773/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,134/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,702
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,981
−HK$1,298/mo
Today · 4.125%
HK$50,279
baseline
▲ 0.50% · 4.625%
HK$52,929
+HK$2,650/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,558/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,025
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,581
−HK$1,581/mo
Today · 4.125%
HK$53,162
baseline
▲ 0.50% · 4.625%
HK$56,397
+HK$3,235/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,324/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,652
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,145
−HK$1,514/mo
Today · 4.125%
HK$58,659
baseline
▲ 0.50% · 4.625%
HK$61,751
+HK$3,092/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,318/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,318
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,318
−HK$2,033/mo
Today · 4.125%
HK$68,351
baseline
▲ 0.50% · 4.625%
HK$72,510
+HK$4,159/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,702/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,553
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,472
−HK$1,947/mo
Today · 4.125%
HK$75,419
baseline
▲ 0.50% · 4.625%
HK$79,394
+HK$3,975/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,838/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,632 · Scale 2, in force from 26 Feb 2026)