LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,733
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,844
−HK$1,130/mo
Today · 4.125%
HK$37,974
baseline
▲ 0.50% · 4.625%
HK$40,284
+HK$2,310/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,948/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,753
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,819
−HK$1,081/mo
Today · 4.125%
HK$41,900
baseline
▲ 0.50% · 4.625%
HK$44,109
+HK$2,209/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,800/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,880
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,213
−HK$1,355/mo
Today · 4.125%
HK$45,568
baseline
▲ 0.50% · 4.625%
HK$48,341
+HK$2,773/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,136/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,703
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,982
−HK$1,298/mo
Today · 4.125%
HK$50,280
baseline
▲ 0.50% · 4.625%
HK$52,931
+HK$2,651/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,560/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,026
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,582
−HK$1,581/mo
Today · 4.125%
HK$53,163
baseline
▲ 0.50% · 4.625%
HK$56,398
+HK$3,235/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,326/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,654
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,146
−HK$1,514/mo
Today · 4.125%
HK$58,660
baseline
▲ 0.50% · 4.625%
HK$61,752
+HK$3,092/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,320/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,319
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,320
−HK$2,033/mo
Today · 4.125%
HK$68,353
baseline
▲ 0.50% · 4.625%
HK$72,512
+HK$4,159/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,706/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,555
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,474
−HK$1,946/mo
Today · 4.125%
HK$75,420
baseline
▲ 0.50% · 4.625%
HK$79,396
+HK$3,976/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,840/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,647 · Scale 2, in force from 26 Feb 2026)