LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,734
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,845
−HK$1,130/mo
Today · 4.125%
HK$37,975
baseline
▲ 0.50% · 4.625%
HK$40,285
+HK$2,310/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,950/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,753
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,820
−HK$1,081/mo
Today · 4.125%
HK$41,901
baseline
▲ 0.50% · 4.625%
HK$44,110
+HK$2,209/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,802/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,881
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,214
−HK$1,356/mo
Today · 4.125%
HK$45,570
baseline
▲ 0.50% · 4.625%
HK$48,342
+HK$2,772/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,140/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,704
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,984
−HK$1,297/mo
Today · 4.125%
HK$50,281
baseline
▲ 0.50% · 4.625%
HK$52,932
+HK$2,651/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,562/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,027
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,583
−HK$1,581/mo
Today · 4.125%
HK$53,164
baseline
▲ 0.50% · 4.625%
HK$56,399
+HK$3,235/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,328/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,655
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,147
−HK$1,515/mo
Today · 4.125%
HK$58,662
baseline
▲ 0.50% · 4.625%
HK$61,754
+HK$3,092/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,324/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,321
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,322
−HK$2,032/mo
Today · 4.125%
HK$68,354
baseline
▲ 0.50% · 4.625%
HK$72,513
+HK$4,159/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,708/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,556
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,475
−HK$1,947/mo
Today · 4.125%
HK$75,422
baseline
▲ 0.50% · 4.625%
HK$79,398
+HK$3,976/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,844/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,661 · Scale 2, in force from 26 Feb 2026)