LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,735
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,846
−HK$1,130/mo
Today · 4.125%
HK$37,976
baseline
▲ 0.50% · 4.625%
HK$40,286
+HK$2,310/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,952/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,755
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,821
−HK$1,081/mo
Today · 4.125%
HK$41,902
baseline
▲ 0.50% · 4.625%
HK$44,111
+HK$2,209/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,804/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,882
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,216
−HK$1,355/mo
Today · 4.125%
HK$45,571
baseline
▲ 0.50% · 4.625%
HK$48,344
+HK$2,773/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,142/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,705
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,985
−HK$1,298/mo
Today · 4.125%
HK$50,283
baseline
▲ 0.50% · 4.625%
HK$52,933
+HK$2,650/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,566/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,029
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,585
−HK$1,581/mo
Today · 4.125%
HK$53,166
baseline
▲ 0.50% · 4.625%
HK$56,401
+HK$3,235/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,332/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,656
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,149
−HK$1,514/mo
Today · 4.125%
HK$58,663
baseline
▲ 0.50% · 4.625%
HK$61,756
+HK$3,093/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,326/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,323
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,323
−HK$2,033/mo
Today · 4.125%
HK$68,356
baseline
▲ 0.50% · 4.625%
HK$72,515
+HK$4,159/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,712/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,558
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,477
−HK$1,947/mo
Today · 4.125%
HK$75,424
baseline
▲ 0.50% · 4.625%
HK$79,400
+HK$3,976/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,848/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,677 · Scale 2, in force from 26 Feb 2026)