LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,736
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,847
−HK$1,130/mo
Today · 4.125%
HK$37,977
baseline
▲ 0.50% · 4.625%
HK$40,288
+HK$2,311/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,954/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,756
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,822
−HK$1,082/mo
Today · 4.125%
HK$41,904
baseline
▲ 0.50% · 4.625%
HK$44,112
+HK$2,208/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,808/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,883
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,217
−HK$1,355/mo
Today · 4.125%
HK$45,572
baseline
▲ 0.50% · 4.625%
HK$48,345
+HK$2,773/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,144/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,707
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,986
−HK$1,298/mo
Today · 4.125%
HK$50,284
baseline
▲ 0.50% · 4.625%
HK$52,935
+HK$2,651/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,568/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,030
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,586
−HK$1,582/mo
Today · 4.125%
HK$53,168
baseline
▲ 0.50% · 4.625%
HK$56,403
+HK$3,235/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,336/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,658
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,151
−HK$1,514/mo
Today · 4.125%
HK$58,665
baseline
▲ 0.50% · 4.625%
HK$61,757
+HK$3,092/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,330/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,325
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,325
−HK$2,033/mo
Today · 4.125%
HK$68,358
baseline
▲ 0.50% · 4.625%
HK$72,518
+HK$4,160/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$136,716/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,560
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,480
−HK$1,947/mo
Today · 4.125%
HK$75,427
baseline
▲ 0.50% · 4.625%
HK$79,402
+HK$3,975/mo
Deposit HK$1.57M · loan HK$14.10M · min. income ≈ HK$150,854/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$587,695 · Scale 2, in force from 26 Feb 2026)