LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,740
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,851
−HK$1,130/mo
Today · 4.125%
HK$37,981
baseline
▲ 0.50% · 4.625%
HK$40,292
+HK$2,311/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,962/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,760
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,826
−HK$1,082/mo
Today · 4.125%
HK$41,908
baseline
▲ 0.50% · 4.625%
HK$44,117
+HK$2,209/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,816/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,887
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,221
−HK$1,356/mo
Today · 4.125%
HK$45,577
baseline
▲ 0.50% · 4.625%
HK$48,350
+HK$2,773/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,154/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,712
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,991
−HK$1,299/mo
Today · 4.125%
HK$50,290
baseline
▲ 0.50% · 4.625%
HK$52,940
+HK$2,650/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,580/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,035
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,592
−HK$1,581/mo
Today · 4.125%
HK$53,173
baseline
▲ 0.50% · 4.625%
HK$56,408
+HK$3,235/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,346/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,664
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,157
−HK$1,514/mo
Today · 4.125%
HK$58,671
baseline
▲ 0.50% · 4.625%
HK$61,764
+HK$3,093/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,342/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,331
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,332
−HK$2,033/mo
Today · 4.125%
HK$68,365
baseline
▲ 0.50% · 4.625%
HK$72,525
+HK$4,160/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,730/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,568
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,487
−HK$1,947/mo
Today · 4.125%
HK$75,434
baseline
▲ 0.50% · 4.625%
HK$79,411
+HK$3,977/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,868/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,756 · Scale 2, in force from 26 Feb 2026)