LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,740
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,852
−HK$1,129/mo
Today · 4.125%
HK$37,981
baseline
▲ 0.50% · 4.625%
HK$40,292
+HK$2,311/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,962/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,761
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,827
−HK$1,082/mo
Today · 4.125%
HK$41,909
baseline
▲ 0.50% · 4.625%
HK$44,118
+HK$2,209/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,818/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$587,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,888
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,222
−HK$1,356/mo
Today · 4.125%
HK$45,578
baseline
▲ 0.50% · 4.625%
HK$48,351
+HK$2,773/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$91,156/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,713
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,992
−HK$1,298/mo
Today · 4.125%
HK$50,290
baseline
▲ 0.50% · 4.625%
HK$52,941
+HK$2,651/mo
Deposit HK$6.27M · loan HK$9.40M · min. income ≈ HK$100,580/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,036
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,593
−HK$1,581/mo
Today · 4.125%
HK$53,174
baseline
▲ 0.50% · 4.625%
HK$56,409
+HK$3,235/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,348/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,665
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,158
−HK$1,514/mo
Today · 4.125%
HK$58,672
baseline
▲ 0.50% · 4.625%
HK$61,765
+HK$3,093/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,344/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,332
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,333
−HK$2,033/mo
Today · 4.125%
HK$68,366
baseline
▲ 0.50% · 4.625%
HK$72,526
+HK$4,160/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,732/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,569
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,488
−HK$1,948/mo
Today · 4.125%
HK$75,436
baseline
▲ 0.50% · 4.625%
HK$79,412
+HK$3,976/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,872/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,766 · Scale 2, in force from 26 Feb 2026)