LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,744
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,856
−HK$1,129/mo
Today · 4.125%
HK$37,985
baseline
▲ 0.50% · 4.625%
HK$40,297
+HK$2,312/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,970/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,765
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,831
−HK$1,082/mo
Today · 4.125%
HK$41,913
baseline
▲ 0.50% · 4.625%
HK$44,122
+HK$2,209/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,826/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,893
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,227
−HK$1,355/mo
Today · 4.125%
HK$45,582
baseline
▲ 0.50% · 4.625%
HK$48,356
+HK$2,774/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,164/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,718
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,997
−HK$1,299/mo
Today · 4.125%
HK$50,296
baseline
▲ 0.50% · 4.625%
HK$52,947
+HK$2,651/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,592/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,041
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,598
−HK$1,582/mo
Today · 4.125%
HK$53,180
baseline
▲ 0.50% · 4.625%
HK$56,415
+HK$3,235/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,360/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,671
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,164
−HK$1,514/mo
Today · 4.125%
HK$58,678
baseline
▲ 0.50% · 4.625%
HK$61,771
+HK$3,093/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,356/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,339
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,340
−HK$2,034/mo
Today · 4.125%
HK$68,374
baseline
▲ 0.50% · 4.625%
HK$72,534
+HK$4,160/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,748/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,577
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,496
−HK$1,948/mo
Today · 4.125%
HK$75,444
baseline
▲ 0.50% · 4.625%
HK$79,420
+HK$3,976/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,888/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,828 · Scale 2, in force from 26 Feb 2026)