LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,746
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,857
−HK$1,130/mo
Today · 4.125%
HK$37,987
baseline
▲ 0.50% · 4.625%
HK$40,298
+HK$2,311/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,974/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,767
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,833
−HK$1,082/mo
Today · 4.125%
HK$41,915
baseline
▲ 0.50% · 4.625%
HK$44,124
+HK$2,209/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,830/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,895
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,229
−HK$1,355/mo
Today · 4.125%
HK$45,584
baseline
▲ 0.50% · 4.625%
HK$48,358
+HK$2,774/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,168/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,720
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$49,000
−HK$1,298/mo
Today · 4.125%
HK$50,298
baseline
▲ 0.50% · 4.625%
HK$52,949
+HK$2,651/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,596/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,044
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,600
−HK$1,582/mo
Today · 4.125%
HK$53,182
baseline
▲ 0.50% · 4.625%
HK$56,418
+HK$3,236/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,364/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,673
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,166
−HK$1,515/mo
Today · 4.125%
HK$58,681
baseline
▲ 0.50% · 4.625%
HK$61,774
+HK$3,093/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,362/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,342
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,343
−HK$2,034/mo
Today · 4.125%
HK$68,377
baseline
▲ 0.50% · 4.625%
HK$72,537
+HK$4,160/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,754/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,580
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,499
−HK$1,948/mo
Today · 4.125%
HK$75,447
baseline
▲ 0.50% · 4.625%
HK$79,424
+HK$3,977/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,894/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,854 · Scale 2, in force from 26 Feb 2026)