LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,747
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,859
−HK$1,130/mo
Today · 4.125%
HK$37,989
baseline
▲ 0.50% · 4.625%
HK$40,301
+HK$2,312/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,978/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,769
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,835
−HK$1,082/mo
Today · 4.125%
HK$41,917
baseline
▲ 0.50% · 4.625%
HK$44,127
+HK$2,210/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,834/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,897
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,231
−HK$1,356/mo
Today · 4.125%
HK$45,587
baseline
▲ 0.50% · 4.625%
HK$48,361
+HK$2,774/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,174/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,722
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,002
−HK$1,299/mo
Today · 4.125%
HK$50,301
baseline
▲ 0.50% · 4.625%
HK$52,952
+HK$2,651/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,602/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,046
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,603
−HK$1,582/mo
Today · 4.125%
HK$53,185
baseline
▲ 0.50% · 4.625%
HK$56,421
+HK$3,236/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,370/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,676
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,169
−HK$1,515/mo
Today · 4.125%
HK$58,684
baseline
▲ 0.50% · 4.625%
HK$61,777
+HK$3,093/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,368/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,345
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,347
−HK$2,033/mo
Today · 4.125%
HK$68,380
baseline
▲ 0.50% · 4.625%
HK$72,541
+HK$4,161/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,760/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,583
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,503
−HK$1,948/mo
Today · 4.125%
HK$75,451
baseline
▲ 0.50% · 4.625%
HK$79,428
+HK$3,977/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,902/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,884 · Scale 2, in force from 26 Feb 2026)