LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,749
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,861
−HK$1,129/mo
Today · 4.125%
HK$37,990
baseline
▲ 0.50% · 4.625%
HK$40,302
+HK$2,312/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,980/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,770
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,837
−HK$1,082/mo
Today · 4.125%
HK$41,919
baseline
▲ 0.50% · 4.625%
HK$44,128
+HK$2,209/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,838/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,898
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,233
−HK$1,355/mo
Today · 4.125%
HK$45,588
baseline
▲ 0.50% · 4.625%
HK$48,362
+HK$2,774/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,176/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,724
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$49,004
−HK$1,298/mo
Today · 4.125%
HK$50,302
baseline
▲ 0.50% · 4.625%
HK$52,954
+HK$2,652/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,604/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,048
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,605
−HK$1,582/mo
Today · 4.125%
HK$53,187
baseline
▲ 0.50% · 4.625%
HK$56,423
+HK$3,236/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,374/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,678
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,171
−HK$1,515/mo
Today · 4.125%
HK$58,686
baseline
▲ 0.50% · 4.625%
HK$61,779
+HK$3,093/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,372/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,347
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,349
−HK$2,034/mo
Today · 4.125%
HK$68,383
baseline
▲ 0.50% · 4.625%
HK$72,544
+HK$4,161/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,766/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,586
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,506
−HK$1,948/mo
Today · 4.125%
HK$75,454
baseline
▲ 0.50% · 4.625%
HK$79,431
+HK$3,977/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,908/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,905 · Scale 2, in force from 26 Feb 2026)