LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,750
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,862
−HK$1,130/mo
Today · 4.125%
HK$37,992
baseline
▲ 0.50% · 4.625%
HK$40,303
+HK$2,311/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,984/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,771
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,838
−HK$1,082/mo
Today · 4.125%
HK$41,920
baseline
▲ 0.50% · 4.625%
HK$44,130
+HK$2,210/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,840/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,900
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,234
−HK$1,356/mo
Today · 4.125%
HK$45,590
baseline
▲ 0.50% · 4.625%
HK$48,364
+HK$2,774/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,180/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,726
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$49,006
−HK$1,298/mo
Today · 4.125%
HK$50,304
baseline
▲ 0.50% · 4.625%
HK$52,956
+HK$2,652/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,608/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,050
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,607
−HK$1,581/mo
Today · 4.125%
HK$53,188
baseline
▲ 0.50% · 4.625%
HK$56,425
+HK$3,237/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,376/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,680
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,173
−HK$1,515/mo
Today · 4.125%
HK$58,688
baseline
▲ 0.50% · 4.625%
HK$61,782
+HK$3,094/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,376/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,350
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,352
−HK$2,033/mo
Today · 4.125%
HK$68,385
baseline
▲ 0.50% · 4.625%
HK$72,546
+HK$4,161/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,770/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,589
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,509
−HK$1,947/mo
Today · 4.125%
HK$75,456
baseline
▲ 0.50% · 4.625%
HK$79,434
+HK$3,978/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,912/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,927 · Scale 2, in force from 26 Feb 2026)