LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,751
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,863
−HK$1,130/mo
Today · 4.125%
HK$37,993
baseline
▲ 0.50% · 4.625%
HK$40,304
+HK$2,311/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,986/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,772
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,839
−HK$1,082/mo
Today · 4.125%
HK$41,921
baseline
▲ 0.50% · 4.625%
HK$44,131
+HK$2,210/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,842/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,901
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,235
−HK$1,356/mo
Today · 4.125%
HK$45,591
baseline
▲ 0.50% · 4.625%
HK$48,365
+HK$2,774/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,182/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,727
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$49,007
−HK$1,298/mo
Today · 4.125%
HK$50,305
baseline
▲ 0.50% · 4.625%
HK$52,957
+HK$2,652/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,610/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,051
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,608
−HK$1,582/mo
Today · 4.125%
HK$53,190
baseline
▲ 0.50% · 4.625%
HK$56,426
+HK$3,236/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$106,380/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,681
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,175
−HK$1,515/mo
Today · 4.125%
HK$58,690
baseline
▲ 0.50% · 4.625%
HK$61,783
+HK$3,093/mo
Deposit HK$4.70M · loan HK$10.97M · min. income ≈ HK$117,380/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,351
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,353
−HK$2,034/mo
Today · 4.125%
HK$68,387
baseline
▲ 0.50% · 4.625%
HK$72,548
+HK$4,161/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,774/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,590
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,510
−HK$1,948/mo
Today · 4.125%
HK$75,458
baseline
▲ 0.50% · 4.625%
HK$79,436
+HK$3,978/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,916/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,941 · Scale 2, in force from 26 Feb 2026)