LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,752
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,864
−HK$1,130/mo
Today · 4.125%
HK$37,994
baseline
▲ 0.50% · 4.625%
HK$40,306
+HK$2,312/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,988/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,774
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,840
−HK$1,082/mo
Today · 4.125%
HK$41,922
baseline
▲ 0.50% · 4.625%
HK$44,132
+HK$2,210/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,844/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,902
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,237
−HK$1,356/mo
Today · 4.125%
HK$45,593
baseline
▲ 0.50% · 4.625%
HK$48,367
+HK$2,774/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,186/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,728
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,008
−HK$1,299/mo
Today · 4.125%
HK$50,307
baseline
▲ 0.50% · 4.625%
HK$52,959
+HK$2,652/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,614/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,053
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,610
−HK$1,581/mo
Today · 4.125%
HK$53,191
baseline
▲ 0.50% · 4.625%
HK$56,428
+HK$3,237/mo
Deposit HK$4.70M · loan HK$10.98M · min. income ≈ HK$106,382/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,683
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,176
−HK$1,515/mo
Today · 4.125%
HK$58,691
baseline
▲ 0.50% · 4.625%
HK$61,785
+HK$3,094/mo
Deposit HK$4.70M · loan HK$10.98M · min. income ≈ HK$117,382/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,353
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,355
−HK$2,034/mo
Today · 4.125%
HK$68,389
baseline
▲ 0.50% · 4.625%
HK$72,550
+HK$4,161/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,778/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,593
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,513
−HK$1,947/mo
Today · 4.125%
HK$75,460
baseline
▲ 0.50% · 4.625%
HK$79,438
+HK$3,978/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,920/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,959 · Scale 2, in force from 26 Feb 2026)