LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,753
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,865
−HK$1,130/mo
Today · 4.125%
HK$37,995
baseline
▲ 0.50% · 4.625%
HK$40,307
+HK$2,312/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,990/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,774
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,841
−HK$1,082/mo
Today · 4.125%
HK$41,923
baseline
▲ 0.50% · 4.625%
HK$44,133
+HK$2,210/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,846/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,903
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,238
−HK$1,356/mo
Today · 4.125%
HK$45,594
baseline
▲ 0.50% · 4.625%
HK$48,368
+HK$2,774/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,188/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,729
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,009
−HK$1,299/mo
Today · 4.125%
HK$50,308
baseline
▲ 0.50% · 4.625%
HK$52,960
+HK$2,652/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,616/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,054
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,611
−HK$1,581/mo
Today · 4.125%
HK$53,192
baseline
▲ 0.50% · 4.625%
HK$56,429
+HK$3,237/mo
Deposit HK$4.70M · loan HK$10.98M · min. income ≈ HK$106,384/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,684
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,178
−HK$1,515/mo
Today · 4.125%
HK$58,693
baseline
▲ 0.50% · 4.625%
HK$61,786
+HK$3,093/mo
Deposit HK$4.70M · loan HK$10.98M · min. income ≈ HK$117,386/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,355
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,357
−HK$2,033/mo
Today · 4.125%
HK$68,390
baseline
▲ 0.50% · 4.625%
HK$72,552
+HK$4,162/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,780/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,594
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,514
−HK$1,948/mo
Today · 4.125%
HK$75,462
baseline
▲ 0.50% · 4.625%
HK$79,440
+HK$3,978/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,924/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,971 · Scale 2, in force from 26 Feb 2026)